Understand the Final Steps of Buying Your Home
In California, signing is not the finish line. The transaction is complete only when the deed is officially recorded and ownership legally transfers.
Prepare, review, fund and record.
By closing, the major decisions have been made. The final stage confirms every document, payment and contract condition so ownership can transfer properly.
Before closing day
Review the Closing Disclosure at least three business days before signing, finalize homeowner’s insurance, prepare your funds and complete the final walkthrough.
Closing costs
Escrow collects lender, appraisal, title, insurance and recording fees. Your finalized costs appear in the Closing Disclosure and may include negotiated seller credits.
The escrow process
A neutral escrow company holds funds and documents, coordinates title review and confirms every contract condition before releasing anything.
After closing
After recording, escrow distributes funds to the seller, lender and service providers. Keys are typically released once ownership has officially transferred.
Three distinct stages.
Prepare for your purchase with clarity.
The existing detailed buyer form will remain connected in implementation for neighborhood, timeframe, budget and property preferences.